1/05/2010

CITI - conference on fixed income investor review-- 01/21/2010

Is this the same one where they will try to convince
people to receive no money .000001 in exchange for a share of a failed bank,
that you already own....OOOOPS

Dear Mr. John Gerspach, Chief Financial Officer,
Credit US knowledgeable investors
for not tuning in.

XOXO

RC